Sr. Analyst, Identity & KYC

About the role

The Financial Crimes Senior Analyst is responsible for the oversight of KYC and watchlist screening operations, including OFAC, to identify false positives and positive matches.

Responsibilities

• Oversee investigators who leverage data to confirm positive matches or false positives.
• Reach out to customers to understand customer behavior and to obtain any additional details pertinent to evaluating activities under review, if needed.
• Make a determination whether the match is a true positive.
• Provide in-depth subject matter expertise for list screening, watchlist, and OFAC.
• Assist with dispositioning cases according to agreed upon business Service Level Agreements (SLAs).
• Recommend relationship retention or termination and track account closures, if required.
• Perform other job-related duties or special projects as assigned.

Qualifications

Required

• 5+ years banking, risk management, or fraud detection/investigation experience.
• Experience with Fraud and/or AML investigations, including the ability to identify potentially unusual activity.
• Practical experience managing audits, independent reviews, or examinations by bank partners or regulators, including the resolution of identified issues.
• Strong analytical and problem-solving skills, with abilities in analyzing data patterns and investigating customer transactions.
• Strong attention to detail and high concern for data accuracy.
• Ability to work in-office at least 4 days per week.
• Willingness to travel up to 10%.

Preferred

• CAMS certification is a plus.
• Experience and/or familiarity with Transaction Monitoring and/or Fraud reviews.
• Knowledge of the laws applicable to money laundering (Bank Secrecy Act, USA PATRIOT Act, US Treasury AML guidelines, OFAC requirements, and SAR requirements).
• Proficiency with, or ability to quickly gain proficiency with, banking account monitoring and compliance software tools, and Microsoft Office (Excel, Word).
• Aptitude and/or curiosity toward adoption of AI tooling.