Software Engineer, Membership

About the Role

Join Chime's Membership engineering team to build full-stack features that deepen member engagement, drive retention, and deliver ongoing value. Own projects end-to-end, including architecture, API design, front-end experiences, and ongoing code health.

Responsibilities

• Design, develop, test, and scale backend services and front-end features supporting membership benefits, rewards, and engagement.
• Build and iterate on APIs and UI components for Chime's mobile app.
• Collaborate with product, design, data science, and other stakeholders to understand member needs, define experiments, and improve membership metrics.
• Use metrics to guide decisions and prioritize member and business impact.

Qualifications

• At least 2 years of experience developing production software at scale.
• Experience with Ruby on Rails or comparable frameworks.
• Familiarity with modern front-end technologies, such as React, React Native, or TypeScript-based frameworks.
• A product mindset focused on experimentation, iteration, and measuring impact.
• Strong communication and collaboration skills, including cross-functional experience.
• Experience with transactional databases, caching systems, and API design.
• Comfort working across the stack and eagerness to learn new technologies.
• Experience with experimentation frameworks and data-driven product development is a plus.

Location and Work Schedule

• San Francisco, California.
• The posting is tagged onsite. Chime's stated policy for employees near an office is four days in the office and Fridays from home.

Compensation and Benefits

• Listed annual base salary: $133,000–$184,000 USD. Actual base pay may be higher depending on location, skills, qualifications, and experience.
• Full-time employees may be eligible for bonuses and competitive equity.
• Comprehensive health, financial, and wellbeing benefits.
• Backup child, elder, and pet care; subsidized commuter benefits for eligible employees.
• Generous vacation and company-wide paid days off, plus 1% of time off to support local community organizations.
• Annual wellness stipend.
• Up to 22 weeks of paid parental leave for birthing parents and 12 weeks for non-birthing parents.
• Family planning reimbursement.

Application Accommodations

Contact accommodations@chime.com for accommodations during any stage of the application process.