Software Engineer, Payments

About the Role

The AirCover Insurance Platform team builds the systems behind AirCover, which includes Host liability insurance, Experiences liability insurance, and Host damage protection. We are expanding insurance products across global markets and building experimentation capabilities that help understand and increase coverage share.

Responsibilities

• Contribute to backend services and APIs for policy, coverage, enrollment, and regional rules that scale to new markets.
• Translate product and regulatory requirements into clean, well-tested code and configurable platform behavior.
• Implement experimentation hooks, logging, and metrics so Product and Data Science can test offers and measure attach rate with confidence.
• Partner with Product, Design, Data Science, Legal, and other engineering teams to deliver high-impact work.
• Use data to find gaps in conversion and reliability, and drive fixes and improvements.
• Participate in code reviews, technical design discussions, and operational improvements across the team.
• Design, build, and operate distributed backend services in a service-oriented architecture with reliable monitoring, logging, and alerting.
• Build data pipelines and events that support analytics and experiments.
• Collaborate with infrastructure, security, and privacy teams to meet high standards for data protection across regions.
• Take part in on-call rotations and help improve system reliability.

Qualifications

Minimum Qualifications

• 3+ years of professional software engineering experience, with a focus on backend services.
• Proficiency in at least one backend language such as Java, Kotlin, Python, or Go.
• Experience building and operating services and APIs, with working knowledge of relational databases and SQL.
• Bachelor's and/or Master's degree, preferably in Computer Science, or equivalent experience.

Preferred Qualifications

• Experience with distributed systems and service-oriented architecture in a production environment.
• Familiarity with A/B testing or experimentation systems, and comfort using data to inform product decisions.
• Experience in insurance, payments, fintech, or other regulated domains.
• Experience with multi-region or configurable, rules-driven platforms.
• Ability to work through ambiguity and collaborate deeply with cross-functional teams.
• Strong communication skills, able to explain technical topics to technical and non-technical audiences.